escrow news

What Are Escrow Holdbacks?

Generally speaking, an escrow holdback, or simply a holdback, is a portion of the purchase price that is not paid to the seller at closing. Instead, it is usually delivered to an escrow agent, the neutral, third party dedicated to holding the funds until specific, agreed-upon events that have been agreed upon by the buyer and seller occur. Escrow holdbacks are common in business mergers and acquisitions and in the purchase of real estate.

Earnest Money versus Down Payment – What’s the Difference?

As a provider of escrow services, Accruit is experienced in facilitating all types and levels of transactions. Whether simple or complex, it’s important to understand some of the terminology used. Two terms common to the sale and purchase of real estate are “earnest money” and “down payment.” In this blog post, I will review the definitions of each of these terms and how they are used in the context of real estate and escrow.

Tapping Digital Escrow To Build Big-Ticket eCommerce Trust

In this article, Accruit CEO, Brent Abrahm, and TruckTractorTrailer CEO, John Gillie discuss how digital escrow services facilitate online transactions of big ticket items. Article excerpted below.

2018 Energy Insight Conference

Accruit joins participants from all segments of the oil and gas supply chain industry to discuss the role of escrow in the recovery of surplus and idle assets at the 2018 Energy Insight Conference.

Crowdfunding Part II: Regulatory Review

In Crowdfunding Part I, we covered the basics of crowdfunding, including the definitions of common types of crowdfunding, including equity, debt, donation and reward crowdfunding structures. In this installment, we’ll explore some additional regulatory detail, focusing on equity crowdfunding and Title III of the Jumpstart Our Business Startups Act (JOBS Act) and Regulation Crowdfunding.

Crowdfunding, Part I: Common Types of Crowdfunding

As a form of crowdsourcing and alternative finance, crowdfunding is implemented to encourage crowds through online collaboration to efficiently invest in projects that interest them. It functions in several different ways, with multiple factors influencing the process. In the first entry of this series on crowdfunding, we’ll explore the basics of such fundraising efforts as well as the variety of crowdfunding methods available.

Accruit, LLC Announces Purchase of PaySAFE Escrow, Inc.

Accruit, LLC, a financial technology company specializing in escrow and 1031 exchange services, today announced that they have signed an agreement to acquire the assets of PaySAFE Escrow, Inc. including its PaySAFE® web-based escrow technology ( that allows buyers and sellers the ability to complete online purchases with financial protection and proper documentation.

Accruit Partners with Evergreen for Loan and Contract Servicing Business

Accruit has entered into an agreement with Evergreen Note Servicing, an independent loan servicing company in Puyallup, Washington, to collaboratively manage loan and contract servicing escrow business.

What is an escrow and how does it benefit me?

Escrow is an arrangement in which transacting parties retain a third party, an escrow agent or escrowee, whose job is to safeguard funds and assets according to conditions that have been agreed upon in advance. Such an arrangement protects the transacting parties in the deal, providing that neither has an unfair advantage and that both are earnest about the deal.

Using Escrow in a Private Placement Memorandum

A private placement memorandum (PPM) or offering memorandum (OM) is the document used in a private offering of securities to a small number of uniquely qualified investors. Also known as an offering circular (OC), a PPM is typically used by a company to raise capital and avoid using debt or a traditional public offering. A PPM can be advantageous to an issuing business in that there is no registration required by the Securities and Exchange Commission as there is for a public offering.

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